Your fintech app already works. KalyRails doesn't replace your stack — it slides in underneath as an invisible settlement layer. Here's how.
KalyRails exposes a standard JSON-RPC endpoint — the same interface used by every Ethereum-compatible service in the world. If your team has ever called a REST API, you can integrate with KalyRails.
Your backend becomes the bridge between your users and the blockchain. When a user initiates a transfer, your server calls our RPC, and the transaction is recorded on your private ZK chain. The user never knows blockchain is involved.
You can integrate using any language — JavaScript, Python, Java, Go, PHP, Ruby. If it can make an HTTP request, it can talk to KalyRails.
You operate one custodial signing wallet on your KalyRails chain — nothing more. Your users have no wallets, no addresses, no keys. User balances and history live inside the mobile money smart contract, keyed by your existing user IDs from your own database.
When a user initiates a transfer, your backend calls the mobile money contract directly with the sender and recipient's user IDs from your own database. The contract validates limits, deducts a KUSD fee to your revenue treasury, and records the transfer immutably — all in one transaction signed by your operator wallet.
User balances live inside the mobile money contract as a mapping from your user ID to a balance. Read them directly with a view call, or use the block explorer's API for richer queries and regulator-ready audit trails.
KalyRails uses the standard Ethereum JSON-RPC interface. Every major language has libraries ready to go.
ethers.js, web3.js, viem
web3.py, brownie
web3j
go-ethereum (geth)
web3.php
Raw HTTP/JSON-RPC calls
Mobile money transfer contracts, agent commission contracts, merchant settlement contracts — battle-tested and auditable. Handles 80% of use cases out of the box. Custom contracts available for Growth and Enterprise plans.
Ready-to-use code samples in JavaScript, Python, and Java showing exactly how to map users, submit transfers, query balances, and handle events. Copy, paste, adapt to your stack.
A full staging chain where you can test your integration without affecting production. Same API, same contracts, same behavior — but with test tokens so nothing real is at risk.
Our engineering team walks you through the integration. We review your code, answer questions, and help debug. Most integrations go from first API call to production in 1-3 days.
No. If your team can make HTTP API calls, they can integrate with KalyRails. The RPC interface is identical to any REST API. Smart contract development and blockchain infrastructure is entirely handled by us.
KalyRails uses standard JSON-RPC over HTTP. If your language can send an HTTP POST request with a JSON body, it can talk to KalyRails. No special libraries required.
Absolutely. Most clients keep their existing database for user management, KYC, app state, etc. and add KalyRails as the settlement layer. Your database remains your source of truth for app logic — the blockchain adds immutable proof of every financial transaction.
Your app continues working. You can queue transactions locally and submit them when the chain recovers. All data is also stored in a managed PostgreSQL database with automated backups. Our SLA guarantees 99.9% uptime on Growth and Enterprise plans.
USSD interfaces talk to your backend server, which talks to KalyRails via JSON-RPC. The integration point is your backend — not the user's phone. Whether your users are on a smartphone app, USSD, or even SMS, the blockchain integration is the same.
Get your testnet credentials and start integrating today. Most teams go live in under a week.
Request access